Privacy Policy

1. Information We Collect

1.1 Information You Provide Directly

When you use our website, submit an inquiry, apply for financing, or speak with us by phone, text, or email, we may collect:

• Business information: business name, EIN/Tax ID, business address, industry type, years in business, monthly revenue, and business structure
• Personal information: full legal name, home address, date of birth, Social Security Number (SSN), and government-issued ID information
• Financial information: bank account details, business bank statements, tax returns, profit and loss statements, and existing debt obligations
• Contact information: email address, phone number, and mailing address
• Application data: requested funding amount, intended use of funds, and any other information you provide in connection with your inquiry or application

1.2 Information Collected Automatically

When you visit our website, we may automatically collect technical information, including:

• IP address and approximate geolocation
• Browser type, version, and operating system
• Pages visited, time on site, and referring URLs
• Device identifiers and cookie data

1.3 Information from Third Parties

We may receive information about you from credit bureaus, identity verification services, fraud prevention providers, and the Lenders in our network in connection with processing your inquiry or application.

2. How We Use Your Information

• Processing your inquiry: evaluating your information and presenting it to Lenders who may be able to offer financing
• Communications: contacting you by phone, text, or email about your inquiry, responding to questions, and providing support
• Identity verification and fraud prevention: verifying your identity and protecting against fraudulent applications
• Marketing: sending you information about our services or related offers, where permitted; you may opt out at any time
• Legal compliance: complying with applicable laws, regulations, and legal process
• Service improvement: analyzing usage patterns to improve our website and services

3. Information Sharing and Disclosure

3.1 Lenders

When you submit an inquiry or application, we share your information with one or more third-party Lenders in our network so they can evaluate your information and present financing offers. Each Lender has its own privacy policy governing its use of your information once shared, and Resurge Funding is not responsible for a Lender's handling of your data after that point.

3.2 Service Providers

We work with third-party service providers who help us operate our website and services. These providers are contractually required to protect your information and to use it only to provide services to us.

3.3 Legal Requirements

We may disclose your information when required by law, court order, or government authority, or when we believe disclosure is necessary to protect our rights, prevent fraud, or protect the safety of others.

3.4 Business Transfers

If we are involved in a merger, acquisition, or sale of all or part of our business, your information may be transferred as part of that transaction.

3.5 We Do Not Sell Your Personal Information

Resurge Funding does not sell, rent, or trade your personal information to third parties for their own marketing purposes.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to operate our website, understand usage, and improve your experience. You can control cookie settings through your browser preferences, though disabling certain cookies may affect site functionality.

5. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your personal information, including encryption of data in transit, access controls, and authentication requirements. No method of internet transmission or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

6.1 California Residents (CCPA)

If you are a California resident, you have the right to know what personal information we collect, request deletion of personal information we have collected, opt out of the sale of personal information (we do not sell personal information), and not be discriminated against for exercising these rights.

6.2 All Users

Regardless of where you're located, you may request access to, correction of, or deletion of your personal information, and you may opt out of marketing communications at any time by following the unsubscribe instructions provided or by contacting us at info@resurgefunding.com or 1 (888) 646-1822.

7. Data Retention

We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

8. Children's Privacy

Our services are intended for business owners and are not directed to individuals under the age of 18. We do not knowingly collect personal information from anyone under 18.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post the revised policy on our website and update the "Last updated" date above. Material changes will be communicated where required by law.

10. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Resurge Funding LLC

Email: info@resurgefunding.com

Phone: 1 (888) 646-1822

Website: www.resurgefunding.com